Logo CEWEB.br Logo NIC.br Logo CGI.br
Home Sobre o projeto

Sites Verificados

Lista com todos os sítios que foram verificados pela TIC Web Acessibilidade. Dentro de cada domínio, há informações detalhadas sobre as páginas coletadas, bem como os erros e avisos de cada uma *.

Endereço Nota Erros Avisos

www.susep.gov.br/menu/informacoes-ao-publico/historic
o-dos-microsseguros-no-brasil

 86.41 40 1.392
Recomendações Avaliadas
3.2 Informar mudança de idioma no conteúdo.

Recomendações

Critérios Avaliados

Número Descrição Quantidade Linhas Código Fonte
3.2.1 Presença de atributo lang nos elementos da página, além da tag "HTML" 217 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123 1123

Código fonte

1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-ligatures: none !important; color: rgb(0, 128, 51); font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">ÍNDICE</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-ligatures: none !important; color: rgb(0, 128, 51); font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">1.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-ligatures: none !important; color: rgb(0, 128, 51); font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">INTRODUÇÃO</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-ligatures: none !important; color: rgb(0, 128, 51); font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">2.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-ligatures: none !important; color: rgb(0, 128, 51); font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">PRIMEIRAS AÇÕES DA SUSEP VOLTADAS PARA O SEGMENTO DE BAIXA RENDA</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-ligatures: none !important; color: rgb(0, 128, 51); font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">3.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-ligatures: none !important; color: rgb(0, 128, 51); font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">MICROSSEGURO X SEGURO POPULAR</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-ligatures: none !important; color: rgb(0, 128, 51); font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">4.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-ligatures: none !important; color: rgb(0, 128, 51); font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">COMISSÃO CONSULTIVA DE MICROSSEGUROS DO CNSP</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-ligatures: none !important; color: rgb(0, 128, 51); font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">5.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-ligatures: none !important; color: rgb(0, 128, 51); font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">GRUPO DE TRABALHO DE MICROSSEGUROS &ndash; PORTARIA N&ordm; 4.206</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-ligatures: none !important; color: rgb(0, 128, 51); font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">6.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-ligatures: none !important; color: rgb(0, 128, 51); font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">GRUPO DE TRABALHO DE MICROSSEGUROS &ndash; PORTARIA N&ordm; 4.310</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-ligatures: none !important; color: rgb(0, 128, 51); font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">7.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-ligatures: none !important; color: rgb(0, 128, 51); font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">PARTICIPAÇÃO DA SUSEP NO IAIS-MICROINSURANCE NETWORK JOINT WORKING</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-ligatures: none !important; color: rgb(0, 128, 51); font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> ;</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> ; ; ; ; </span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">GROUP</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-ligatures: none !important; color: rgb(0, 128, 51); font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">8.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-ligatures: none !important; color: rgb(0, 128, 51); font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">SEGUROS SOB A RESPONSABILIDADE DE OUTROS ÓRGÃOS OU SUPERVISORES NO ;</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-ligatures: none !important; color: rgb(0, 128, 51); font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> ; ; ; ; </span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">BRASIL</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; color: rgb(86, 86, 86); font-size: 10.5pt; font-style: italic; text-transform: uppercase; line-height: 17px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">INTRODUÇÃO</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">A preocupação com a situação das populações menos favorecidas nos últimos anos tem sido tendência mundial, não apenas pelas questões humanitárias envolvidas, mas pelas consequências sociais, econômicas, políticas e, até mesmo, ecológicas geradas pela desigualdade e pela miséria. O tema tem sido recorrente nos mais importantes fóruns de discussão internacionais, mobilizando os melhores especialistas de todas as áreas na busca de soluções que promovam a diminuição da pobreza e a inclusão social. O fato ganha vieses mais graves com os efeitos das mudanças climáticas em função do aquecimento global, cujos impactos nas populações carentes costumam ser ainda mais devastadores.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">De acordo com pesquisas realizadas por conceituadas instituições internacionais, enquanto nos países desenvolvidos a maior parte da população está coberta por algum tipo de seguro, nos países emergentes e em desenvolvimento apenas um pequeno percentual da população possui algum tipo de cobertura. Porém, são as famílias pobres que estão especialmente vulneráveis aos riscos, tanto aqueles causados pela natureza, quanto aos causados por ocorrências do cotidiano.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">No Brasil a situação não é diferente, pois as classes menos favorecidas estão mais frequentemente expostas a doenças, acidentes, mortes e a uma série de danos e perdas relacionadas aos bens e a propriedade em função da natureza de suas atividades e do ambiente em que vivem. Estas ocorrências, além dos impactos sociais e econômicos causados aos mais carentes, geram a cada período uma série de gastos extraordinários para o Governo.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Nesse contexto, o </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microsseguro</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> é uma alternativa para beneficiar o crescimento econômico e o desenvolvimento humano, desempenhando um papel fundamental, já que se encontra na fronteira entre os serviços financeiros e a proteção social, incorporando elementos de ambos. Vem se constituindo como parte da estratégia de governo de muitos países - inclusive dos membros do G20</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">[1]</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> &ndash; como forma de diminuir a pobreza, ao tornar os sistemas financeiros mais inclusivos por meio da promoção do acesso a serviços como poupança, crédito e seguros para a população de baixa renda.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"> </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; color: rgb(86, 86, 86); font-size: 10.5pt; font-style: italic; text-transform: uppercase; line-height: 17px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">PRIMEIRAS AÇÕES DA SUSEP VOLTADAS PARA O SEGMENTO DE BAIXA RENDA</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">A Superintendência de Seguros Privados (SUSEP), na qualidade de órgão responsável pelo controle e fiscalização dos mercados de seguro, previdência complementar aberta, capitalização e resseguro, atendendo </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;">às diretrizes governamentais para incentivar a criação de produtos e serviços financeiros adaptados à realidade da população de baixa renda e dos microempreendedores formais e informais</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">, desde 2003, tem procurado implementar ações que visam incentivar a comercialização de seguros simplificados e de baixo custo.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">As primeiras iniciativas resultaram na edição da </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Circular SUSEP 267/2004</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;">,</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> a primeira norma sobre seguro de vida em grupo popular, que estabeleceu Condições Gerais padronizadas para a modalidade. Na sequência, foi editada a </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Circular SUSEP 306/2005</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">sobre seguro popular de automóvel. Estas normas tiveram como principal mérito despertar o interesse da indústria seguradora para esse novo nicho de mercado.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">Merece destaque, na mesma época, a edição do </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Decreto 5.172/2004</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> que reduziu o IOF (Imposto Sobre Operações Financeiras) para o Ramo Vida, de 7% para 2%, chegando à alíquota zero (0%) em 2006</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">[2]</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">, com repercussão positiva na comercialização dos produtos do Ramo Vida em geral.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Além disso, a edição </span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">da </span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Resolução CNSP 110/2004</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">,</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">revogada pela </span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Resolução CNSP 279/2013</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">, </span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">que resultou na criação de ouvidorias na quase totalidade das seguradoras, estabeleceu importantes mecanismos para salvaguardar os direitos dos consumidores, principalmente daqueles menos favorecidos.</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"> </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; color: rgb(86, 86, 86); font-size: 10.5pt; font-style: italic; text-transform: uppercase; line-height: 17px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">MICROSSEGURO X SEGURO POPULAR</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">No Brasil, o termo &ldquo;seguro popular&rdquo; é usado para designar produtos massificados com importâncias seguradas e prêmios de pequeno valor. Mas, seguro popular não é o mesmo que </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microsseguro</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">, uma vez que este está direcionado para as necessidades específicas das famílias de baixa renda, enquanto o seguro popular é para todos os tipos de consumidores e apenas significa seguro de pequenos valores.</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"> </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; color: rgb(86, 86, 86); font-size: 10.5pt; font-style: italic; text-transform: uppercase; line-height: 17px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">COMISSÃO CONSULTIVA DE MICROSSEGUROS DO CNSP</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">Em 15/04/2008, o Conselho Nacional de Seguros Privados, por meio do </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Ato CNSP 10/2008</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">, criou a Comissão Consultiva de </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Microsseguros</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">, presidida pelo Superintendente da SUSEP e composta por representantes do setor público (Ministério da Fazenda, SUSEP, Banco Central do Brasil e Ministério da Previdência Social) e do setor privado (Federação Nacional de Empresas de Seguros Privados e Capitalização &ndash; FENASEG, Federação Nacional dos Corretores de Seguros Privados e de Resseguros, de Capitalização, de Previdência Privada, e das Empresas Corretoras de Seguros e de Resseguros &ndash; FENACOR e Escola Nacional de Seguros &ndash; FUNENSEG).</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">A Comissão teve como objetivo promover estudos sobre </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microsseguros</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> e assessorar o CNSP sobre seus aspectos técnicos e operacionais. Ao longo de sua existência agregou outras partes interessadas no processo de implementação de uma estrutura regulatória adequada ao desenvolvimento dos </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microsseguros</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> no País, como representantes do Ministério do Desenvolvimento Social (SENARC/MDS) e especialistas em </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microfinanças</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">, possibilitando o aumento da consciência das autoridades responsáveis pela definição das políticas do setor - uma recomendação básica para a obtenção do alinhamento de práticas de regulação e supervisão voltadas para as características particulares dos </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microsseguros</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">, facilitando o diálogo, especialmente sobre as questões fiscais, sociais e operacionais.</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Grupo de Trabalho de </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Microsseguros</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> da SUSEP</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">Em 12/06/2008, a SUSEP instituiu, por meio da Portaria SUSEP n</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 6.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun Superscript SCXW47493291 BCX0" data-fontsize="8.5" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; vertical-align: super;">o</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> 2.960, o Grupo de Trabalho de </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Microsseguros</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> (GT SUSEP), com a finalidade de apresentar estudos e assessorar a Comissão Consultiva de </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Microsseguros</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">, em relação a aspectos técnicos, legais e operacionais do </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microsseguro</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">.</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">O GT SUSEP, composto por técnicos de diferentes departamentos da </span><span class="NormalTextRun ContextualSpellingAndGrammarErrorV2 SCXW47493291 BCX0">Autarquia</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun ContextualSpellingAndGrammarErrorV2 SCXW47493291 BCX0">[</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">3]</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">, elaborou uma série de relatórios fundamentais para a tomada de decisões no âmbito da Comissão.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">Merece destaque também, o trabalho do Subgrupo do Projeto de Lei, que apresentou proposta de </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">substitutivo ao PL n&ordm; 3.266/2008</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">, de autoria do deputado Adilson Soares, cujo texto tramita no Congresso desde 2009.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Workshops de </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Microsseguros</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Para apresentar os resultados dos trabalhos realizados no seu âmbito de atuação, a Comissão promoveu nos dias 10 e 11/09/2009, no Rio de Janeiro, o I Workshop de </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Microsseguros</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">, que contou com cerca de 150 participantes dos mais diversos segmentos da sociedade, permitindo uma discussão ampla e aberta com as diversas partes interessadas. Entre os palestrantes, especialistas do Centro para Regulação e Inclusão Financeira (CENFRI) da África do Sul &ndash; que, com o aval da Comissão, desenvolveu um </span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">estudo de país sobre o potencial dos </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microsseguros</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> no Brasil</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Em seguida, em 07/12/2009, foi realizado em Brasília o II Workshop de </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Microsseguros</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">, especialmente voltado para os principais responsáveis pelo estabelecimento de políticas vinculadas ao setor.</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"> </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; color: rgb(86, 86, 86); font-size: 10.5pt; font-style: italic; text-transform: uppercase; line-height: 17px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">GRUPO DE TRABALHO DE MICROSSEGUROS &ndash; PORTARIA N&ordm; 4.206</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Como até setembro/2011 o PL n&ordm; 3.266/2008 não havia ainda sido aprovado, a SUSEP concluiu que, à exceção dos aspectos tributários, seria possível regulamentar os </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microsseguros</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> na esfera de competência do CNSP e da própria Autarquia. Constituiu, então, um grupo de trabalho, por meio da Portaria N&ordm; 4.206, de 22/09/2011, composto por representantes da SUSEP e do mercado supervisionado, com a finalidade de elaborar proposta para o estabelecimento de regras especiais para o desenvolvimento dos </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microsseguros</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> no Brasil.</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">A proposta apresentada pelo grupo de trabalho serviu de base para a elaboração da </span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Resolução CNSP N&ordm;244/2011,</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> a qual </span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">definiu</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> diretrizes e linhas gerais, com foco na regulação de produto, na regulação prudencial, e na regulação de conduta de mercado, delegando à SUSEP a competência para deliberar sobre as questões de ordem técnica e operacional, em conformidade com as atribuições estabelecidas pelo Decreto-Lei n&ordm; 73/66 e pela Lei Complementar n&ordm; 109, de 2001.</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"> </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; color: rgb(86, 86, 86); font-size: 10.5pt; font-style: italic; text-transform: uppercase; line-height: 17px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">GRUPO DE TRABALHO DE MICROSSEGUROS &ndash; PORTARIA N&ordm; 4.310</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">Em 12/12/2011, por meio da Portaria N&ordm; 4.310, foi constituído novo grupo de trabalho, composto por representantes da SUSEP e do mercado, com a finalidade de elaborar normativos complementares à Resolução CNSP N&ordm;244/2011.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Seguem, abaixo, os normativos editados relativos ao assunto de </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Microsseguros</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">:</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">&middot;         </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">RESOLUCAO CNSP - 244 de 06 de dezembro de 2011</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> - Disp</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">ôs</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> sobre as operações de </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microsseguro</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">, os corretores e os correspondentes de </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microsseguro</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">.</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">&middot;         </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">CIRCULAR SUSEP - 439 de 27 de junho de 2012 - </span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Estabelece</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">u</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> as condições para autorização e funcionament</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">o das sociedades e entidades que venham a operar com </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microsseguro</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">.</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">&middot;         </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">CIRCULAR </span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">SUSEP</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> - 440 de 27 de junho de 2012</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> - Estabelece</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">u</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> parâmetros obrigatórios para planos de </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microsseguro</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">, </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">dispõ</span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">s</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> sobre as suas formas de contratação, inclusive com a utilização de meios remotos.</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-ligatures: none !important; color: rgb(0, 128, 51); font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">&middot;         </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">CIRCULAR SUSEP - 441 de 27 de junho de 2012</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> - Disciplin</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">ou</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> a oferta de planos de </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microsseguro</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> por intermédio de correspondentes de instituições financeiras e demais instituições autorizadas a funcionar pelo Banco Central do Brasil.</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-ligatures: none !important; color: rgb(0, 128, 51); font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;">&middot;         </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">CIRCULAR SUSEP - 442 de 27 de junho de 2012</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> - Disciplin</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">ou</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> a atividade do correspondente de </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microsseguro</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">.</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">&middot;         </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">CIRCULAR SUSEP - 443 de 27 de junho de 2012</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> - Disciplin</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">ou</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> sobre o registro e a atividade dos corretores de </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microsseguro</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">.</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">&middot;         </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">CIRCULAR SUSEP - 444 de 27 de junho de 2012</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> - </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Dispõ</span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">s</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> sobre a cessão de direitos dos títulos de capitalização para incentivo à aquisição do </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microsseguro</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">.</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">Em 2021, num processo de revisão e consolidação dos normativos da Autarquia, em função das disposições contidas no Decreto n&ordm; 10.139, de 28 de novembro de 2019, que trata da necessidade de revisão e consolidação dos atos normativos, a Resolução CNSP N&ordm;244/2011 foi revogada pela </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Resolução CNSP N&ordm;409/2021</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">, a qual dispõe sobre os princípios e as características gerais para operação dos </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microsseguros</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">. A nova resolução concentrou as disposições relacionadas ao produto em si e foi expedida com o objetivo de simplificação regulatória e fomentar a oferta de produtos mais variados e mais aderentes às necessidades dos consumidores.</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">No que se refere às Circulares, também passaram por revisão e consolidação e foram ou serão revogadas em momento oportuno.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Os atos normativos expedidos pela Susep e pelo CNSP podem ser consultados em</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> ;</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> ; https://www2.susep.gov.br/safe/bnportal/internet/pt-BR/</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; color: rgb(86, 86, 86); font-size: 10.5pt; font-style: italic; text-transform: uppercase; line-height: 17px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">PARTICIPAÇÃO DA SUSEP NO IAIS-MICROINSURANCE NETWORK JOINT</span><span class="NormalTextRun BookmarkStart BookmarkEnd SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> WORKING GROUP</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">No cenário internacional, a SUSEP iniciou sua participação em fóruns de discussão sobre o assunto no início de 2006, por ocasião da formação do </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; font-style: italic; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">IAIS-MIN Joint </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Working</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Group</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">on</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Microinsurance</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">(JWG-MI), em português, Grupo de Trabalho Conjunto IAIS-MIN sobre </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Microsseguros</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">, grupo formado por membros e observadores da </span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; font-style: italic; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">International</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Association</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">of</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Insurance</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Supervisors</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> - </span><span class="NormalTextRun ContextualSpellingAndGrammarErrorV2 SCXW47493291 BCX0">IAIS</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun ContextualSpellingAndGrammarErrorV2 SCXW47493291 BCX0">[</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">4</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">]</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> e por representantes da </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; font-style: italic; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Microinsurance</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> Network</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">A </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; font-style: italic; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">International</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Association</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">of</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Insurance</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Supervisors</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">, da qual a SUSEP é membro, elabora princípios, padrões e documentos-guia sobre a regulação e a supervisão de seguros, aceitos mundialmente, constituindo-se como o principal fórum internacional nos assuntos ligados à supervisão de seguros. Dela são membros efetivos mais de 190 supervisores e reguladores, de mais de 140 países, além de observadores, representados por grupos seguradores, grandes consultorias e outras entidades internacionais </span><span class="NormalTextRun ContextualSpellingAndGrammarErrorV2 SCXW47493291 BCX0">afins</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun ContextualSpellingAndGrammarErrorV2 SCXW47493291 BCX0">[</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">5</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">].</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">A</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; font-style: italic; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Microinsurance</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> Network </span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">foi criada em 2002 e seus mais de 80 membros são representantes de organizações doadoras, agências internacionais de desenvolvimento, especialistas em sistema financeiro, companhias de seguro privadas e outras partes interessadas que estão envolvidas em programas de incentivo e suporte aos </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microsseguros</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">, por meio da promoção do desenvolvimento e proliferação de serviços de seguros para pessoas de baixa-renda, realização de pesquisas e estudos, instrumentos de ação, coordenação e conscientização.</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">A participação da SUSEP no </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; font-style: italic; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">IAIS-MIN Joint </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Working</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Group</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">on</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Microinsurance</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> deu novo enfoque aos trabalhos desenvolvidos no âmbito do CNSP/SUSEP, uma vez que os documentos elaborados por esse conceituado grupo estabeleceram diretrizes consistentes para o estabelecimento de estruturas regulatórias adequadas e facilitadoras ao desenvolvimento dos </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microsseguros</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">, alinhadas com os </span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Princípios Básicos de Seguros da IAIS</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">e, mais recentemente, com as atividades do G20 para a implementação dos </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; font-style: italic; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Principles</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> for </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Innovative</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> Financial </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Inclusion</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">Documentos elaborados pelo JWG-MI:</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">- </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">&ldquo;</span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Issues</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> in </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Regulation</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">and</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Supervision</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">of</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Microinsurance</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; font-style: italic; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">&rdquo;</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> (ou, em português, </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;">&ldquo;</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Questões de Regulação e Supervisão de </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Microsseguros</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;">&rdquo;</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">), de junho/2007.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="EN-US" lang="EN-US" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">- </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="EN-US" lang="EN-US" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; font-style: italic; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">&ldquo;</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="EN-US" lang="EN-US" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; font-style: italic; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Issues Paper on the Regulation and Supervision of Mutuals, Cooperatives and other Community-based </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Organisations</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> in increasing access to Insurance Markets</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="EN-US" lang="EN-US" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; font-style: italic; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">&rdquo;</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="EN-US" lang="EN-US" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">, de </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">outubro</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">/2010.</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">O JWG-MI, por meio do </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; font-style: italic; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Access </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">to</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Insurance</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Initiative</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> (A2ii) </span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">[</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">6</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">]</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; font-style: italic; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">,</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> também d</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">eu</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> suporte a uma série de projetos de capacitação e eventos internacionais de </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microsseguros</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">, com destaque para a Conferência Internacional de </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Microsseguro</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">.</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">Em 2011, a </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">7&ordf; Conferência Internacional de </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Microsseguros</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> foi realizada no Rio de Janeiro e contou com a participação de mais de 500 congressistas, além de 70 palestrantes e mediadores. A Conferência, organizada pela Munich Re Foundation e pela </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Microinsurance</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> Network, contou com o apoio da SUSEP, </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">CNSeg</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">, BID, FIDES, GIZ/BMZ e do Centro de Análises Econômicas de Riscos da Universidade Estadual da Georgia (CEAR).</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">De outubro de 2007 a janeiro de 2012, a </span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">SUSEP teve a honra de presidir o JWG-MI, assim como o Subgrupo de Trabalho de </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Microsseguro</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> da </span><span class="NormalTextRun ContextualSpellingAndGrammarErrorV2 SCXW47493291 BCX0">IAIS ,</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">que passou a ser denominado de Subcomitê de Inclusão Financeira da IAIS. Esta foi a primeira vez que o Brasil presidiu um grupo de trabalho no âmbito da mais prestigiada e reconhecida associação internacional do gênero.</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">O Subcomitê de Inclusão Financeira da IAIS perdurou de 2014 até 2020, quando foi transformado no Fórum de Inclusão Financeira e atualmente é presidido pela </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; font-style: italic; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">A2ii,</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">que continua produzindo trabalhos de referência internacional com relação aos </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">microsseguros</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> e aos seguros inclusivos como um todo.</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; color: rgb(86, 86, 86); font-size: 10.5pt; font-style: italic; text-transform: uppercase; line-height: 17px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">SEGUROS SOB A RESPONSABILIDADE DE OUTROS ÓRGÃOS OU SUPERVISORES</span><span class="NormalTextRun BookmarkStart BookmarkEnd SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> NO BRASIL</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">O Conselho Nacional de Seguros Privados &ndash; CNSP é o órgão deliberativo do sistema e a Superintendência de Seguros Privados &ndash; SUSEP é o órgão executor das políticas delineadas pelo CNSP </span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">e também</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> é a autoridade responsável pela supervisão e controle dos mercados de seguros. Porém, a autoridade da SUSEP não cobre todos os segmentos de seguro.</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Seguro Saúde</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">A </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">ANS &ndash; Agência Nacional de Saúde</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">, vinculada ao Ministério da Saúde e criada pela Lei 9.961/00, de 2000, é a autoridade supervisora de seguros de saúde, responsável pela regulação, controle e supervisão das atividades de assistência à saúde suplementar.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">A </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Lei 9.656/98</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">, de 1998, estabeleceu as regras para os planos e seguros privados de assistência à saúde e, em 2001, a </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Lei 10.185/01</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> transferiu para a ANS a competência para supervisionar o seguro saúde no Brasil que, até então, era da SUSEP.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Seguro Rural</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">A SUSEP só é responsável pela normatização e fiscalização do Seguro Rural operado por seguradoras, normalmente voltados para médios e grandes produtores rurais. Os seguros voltados para os segmentos de baixa-renda são providos por programas governamentais.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">O Decreto-Lei n.&ordm; 73/66 (art. 24) também permite que cooperativas de seguro comercializem seguros agrícolas. Neste caso, as atividades de seguros são supervisionadas por outros setores do Governo.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Programa de Garantia da Atividade Rural (PROAGRO)</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">Visando atender aos pequenos e médios produtores, o Programa de Garantia da Atividade Agropecuária (PROAGRO) garante a exoneração de obrigações financeiras relativas à operação de crédito rural de custeio, cuja liquidação seja dificultada pela ocorrência de fenômenos naturais, pragas e doenças que atinjam rebanhos e plantações, na forma estabelecida pelo Conselho Monetário Nacional (CMN).</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">O PROAGRO foi criado pela Lei n&ordm; 5.969/1973 e é regido pela Lei Agrícola n&ordm; 8.171/1991, ambas regulamentadas pelo Decreto </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 12px; font-family: Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif; font-variant-ligatures: none !important;">​</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">n&ordm; 175/1991</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 12px; font-family: Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif; font-variant-ligatures: none !important;">​</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" data-ccp-parastyle="Normal (Web)" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> e pela</span><span class="NormalTextRun SCXW47493291 BCX0" data-ccp-parastyle="Normal (Web)" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> </span><span class="NormalTextRun SCXW47493291 BCX0" data-ccp-parastyle="Normal (Web)" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Lei n</span><span class="NormalTextRun SCXW47493291 BCX0" data-ccp-parastyle="Normal (Web)" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">&ordm;</span><span class="NormalTextRun SCXW47493291 BCX0" data-ccp-parastyle="Normal (Web)" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> 12.058/2009. </span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">Suas normas são aprovadas pelo CMN e codificadas no Manual de Crédito Rural (MCR-16), divulgado pelo Banco Central do Brasil (BACEN). </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">É custeado por recursos alocados pela União e dos provenientes da contribuição que o produtor rural paga (o adicional/prêmio do PROAGRO), bem como das receitas obtidas com a aplicação do adicional recolhido. </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">É administrado pelo BACEN e operado por seus agentes, representados pelas instituições financeiras autorizadas a operar em crédito rural, as quais contratam as operações de custeio e se encarregam de formalizar a adesão do mutuário ao Programa, da cobrança do adicional, das análises dos processos e da decisão dos pedidos de cobertura, do encaminhamento dos recursos à Comissão Especial de Recursos &ndash; CER, dos pagamentos e registros das despesas.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">A partir de 1997, reconhecendo a eficiência do zoneamento agrícola de risco climático do Ministério da Agricultura, Pecuária e Abastecimento (MAPA) criado em 1996, o CMN passou a exigir a observância das recomendações do zoneamento agrícola para o enquadramento dos empreendimentos de custeios agrícolas no PROAGRO, incentivando a utilização de tecnologia adequada às atividades.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Programa de Garantia da Atividade Agropecuária MAIS (PROAGRO MAIS)</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">O PROAGRO MAIS foi instituído em 2004 e inserido no âmbito do PROAGRO. É um seguro público destinado a atender os pequenos produtores vinculados ao Programa Nacional de Fortalecimento da Agricultura Familiar (Pronaf) nas operações de custeio agrícola (adesão obrigatória), que passou a cobrir também as parcelas de custeio rural e investimento, financiadas ou de recursos próprios, na forma estabelecida pelo CMN, conforme estabelecido pela Lei n&ordm; 12.058/2009. É gerido pelo BACEN e pelo Ministério do Desenvolvimento Agrário (MDA).</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 11pt; line-height: 20px; font-family: &quot;inherit&quot;, inherit_EmbeddedFont, sans-serif; font-variant-ligatures: none !important;"> </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(83, 129, 53); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" data-ccp-charstyle="Hyperlink" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Programa de Subvenção ao Prêmio do Seguro Rural (PSR)</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">Além do PROAGRO e PROAGRO MAIS, há o PSR, instituído pela Lei n&ordm; 10.823/2003 e regulamentado pelo Decreto n&ordm; 5.121/2003, por meio do qual o Poder Executivo pode conceder subvenção federal ao prêmio do seguro rural comercializado pelas sociedades seguradoras autorizadas pela SUSEP e habilitada pelo MAPA, desde que respeitadas as regras operacionais emitidas pelo Comitê Gestor Interministerial do Seguro Rural (CGSR), do qual a Susep faz parte.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">O PSR não distingue os produtores rurais pelo seu porte/tamanho, podendo ser beneficiários da subvenção ao prêmio do seguro rural os produtores rurais, pessoas físicas ou jurídicas que cultive ou produza espécies contempladas pelo programa.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">O PSR permite, ainda, a complementação dos valores por subvenções concedidas por estados e municípios., que satisfaçam os requisitos exigidos no Decreto e nas normas do CGSR. </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">O produtor rural deve estar adimplente com a União e não pode receber subvenção para a mesma área de cultivo já alcançada pelo PROAGRO ou PROAGRO MAIS.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">Por for</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">ç</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">a do Decreto n</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">&ordm;</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> 5.121/2003, a Susep deve aprovar os produtos de seguro rural candidatos a receber o benef</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">í</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">cio da subven</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">çã</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">o no PSR.</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">[1]</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> Em 2009, em Pittsburgh, o G20 constituiu o FIEG &ndash; Grupo de Especialistas em Inclusão Financeira.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">[2]</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;">O Decreto 6.306, de 14/12/2007, alterado pelo Decreto 6.339, de 3/1/2008, alterou a alíquota para 0,38%.</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">[3]</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> Integraram o GT SUSEP representantes do Departamento de Controle Econômico (DECON), Departamento de Fiscalização (DEFIS), Departamento Técnico-Atuarial (DETEC), Departamento de Administração e Finanças (DEAFI) e </span><span class="NormalTextRun SpellingErrorV2 SCXW47493291 BCX0">Secretaria-Geral</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;"> (SEGER).</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">[</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">4</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">]</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> </span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">www.iaisweb.org</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">[</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">5</span><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">]</span></span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; font-size: 8.5pt; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-variant-ligatures: none !important;"> No Brasil, são membros da IAIS: a Superintendência de Seguros Privados (SUSEP) e a Agência Nacional de Saúde Suplementar (ANS); e observadores: Federação Nacional das Empresas de Seguros Privados e de Capitalização (FENASEG), Bradesco Seguros e Escola Nacional de Seguros (FUNENSEG).</span>]]>
1123 <![CDATA[<span data-contrast="none" xml:lang="PT-BR" lang="PT-BR" class="TextRun Underlined SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent; color: rgb(0, 128, 51); font-size: 8.5pt; text-decoration-line: underline; line-height: 13px; font-family: Verdana, Verdana_EmbeddedFont, Verdana_MSFontService, sans-serif; font-weight: bold; font-variant-ligatures: none !important;"><span class="NormalTextRun SCXW47493291 BCX0" style="margin: 0px; padding: 0px; user-select: text; -webkit-user-drag: none; -webkit-tap-highlight-color: transparent;">[</span><span class="NormalTextRun ContextualSpellingAndGrammarErrorV2 SCXW47493291 BCX0">6</span><span class="NormalTextRun ContextualSpellingAndGrammarErrorV2 SCXW47493291 BCX0">]</span><span class="NormalTextRun ContextualSpellingAndGrammarErrorV2 SCXW47493291 BCX0">https://a2ii.org/en/home</span></span>]]>
Iniciativa
Logo Ceweb Logo NIC Logo CGI

Esta aplicação é uma iniciativa do Centro de Estudos sobre Tecnologias Web, uma área do NIC.br, que executa as determinações do Comitê Gestor da Internet com o apoio técnico do Departamento de Ciência da Computação da Universidade Federal de Minas Gerais (DCC/UFMG).

NIC.BR - Núcleo de Informação e Coordenação do Ponto BR
CNPJ:05.506.560/0001-36